Terms of Use

The following Terms of Use should be reviewed carefully. If you do not agree to these Terms of Use, do not use this web site. By accessing, using or downloading materials from this web site you agree to be bound by these Terms of Use. LaChance Financial Services, Inc. dba Bankers Capital reserves the right to make changes or updates to these Terms of Use at any time without notice. Please visit the site periodically to review the most current terms governing your use of this web site.

Notice Specific to Information Available on this Web Site
The information contained or referred to in this web site comes from a variety of sources and may not be accurate, error-free, complete, or current. This web site is provided as a service to its visitors and the web site information is provided on an "AS IS" basis and use of such information is at your own risk. Bankers Capital reserves the right to delete, modify or supplement the content of this web site at any time for any reason without notification to anyone.

Bankers Capital makes no representations or warranties about the suitability of any information, contained in or referred to in this web site, for any purpose. Bankers Capital assumes no responsibility for and disclaims all liability for any errors or omissions, warranties and conditions with regard to this web site and/or the information contained in or referred to in this web site including without limitation all implied warranties and conditions of merchantability and fitness for a particular purpose, title and non-infringement. Some jurisdictions do not allow the exclusion of certain warranties, so the above exclusions may not apply to you.

In no event shall Bankers Capital be liable for any direct, special, indirect, incidental, or consequential damages whatsoever, resulting from loss of use, data or profits, either in an action of contract, negligence of other tortuous action, arising out of or in connection with the use or performance of information available from this web site. Some states may not recognize a disclaimer or Limitation of Warranties and/or Limitation of Liability so the above disclaimers and limitations may not apply to you. You may also have different and/or additional rights and remedies that vary from state to state.

Links to Third-Party Sites
Bankers Capital is fully responsible for all of the content on this web site. However, this web site may contain links to web sites controlled by parties other than Bankers Capital. Bankers Capital does not review, is not responsible for, and does not endorse the contents, policies, or use of these third-party web sites. Any links to other web sites are provided as merely a convenience to the users of this web site and your decision to view or use any of such linked web sites is at your own risk.

All materials contained on this web site are protected by United States copyright law and may not be reproduced, distributed, transmitted, displayed, published or broadcast without the prior written permission of Bankers Capital. You may not alter or remove any trademark, copyright, or other notice from copies of the content.

Disclosure Policy
Any and all information collected on this web site will not be sold, rented, loaned, or otherwise disclosed to any companies or organizations without your prior approval. Any personal information (such as an e-mail or mailing address) you may choose to provide to us is only used to fulfill the service you have requested, such as ordering a document or subscribing to a mailing list.

Legal Disclaimer
At Bankers Capital, each application is evaluated based on its own merits and without regard to the applicant's race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract), because all or part of the applicant's income is derived from any public assistance program, or because the applicant has in good faith exercised any right under the Equal Credit Opportunity Act. The federal agency which administers compliance with the Equal Credit Opportunity Act is the Federal Trade Commission, Equal Credit Opportunity, Washington, D.C. 20123. Please direct any communication to Bankers Capital, 5 Mount Royal Avenue, Marlborough, MA Attention Compliance Department.

The three national credit bureau agencies are:
Equifax - www.equifax.com, 1-800-685-1111
Experian - www.experian.com, 1-888-397-3742
TransUnion - www.transunion.com, 1-800-916-8800